/* ---------- Tokens ---------- */
:root {
  --bg: #FFFFFF;
  --bg-mist: #EAF3FC;
  --navy: #04213D;
  --steel: #0C447C;
  --accent: #1A5FA0;
  --accent-hover: #124A80;
  --charcoal: #2B2B29;
  --grey: #5B5B57;
  --border: #DCE3EA;

  --font-serif: 'Source Serif 4', Georgia, serif;
  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}

/* ---------- Reset ---------- */
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { animation: none !important; transition: none !important; }
}

body {
  margin: 0;
  font-family: var(--font-sans);
  color: var(--charcoal);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3 {
  font-family: var(--font-serif);
  color: var(--navy);
  margin: 0;
  font-weight: 500;
}

p { margin: 0; color: var(--grey); }

a {
  color: var(--accent);
  text-decoration: none;
}
a:hover { color: var(--accent-hover); }

a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--navy);
  color: #fff;
  padding: 12px 20px;
  z-index: 100;
}
.skip-link:focus { left: 12px; top: 12px; }

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
}

.wrap {
  max-width: 1080px;
  margin: 0 auto;
  padding: 0 24px;
}

.section-title {
  font-size: 28px;
  margin-bottom: 40px;
  text-align: center;
}

/* ---------- Header ---------- */
.site-header {
  border-bottom: 0.5px solid var(--border);
  position: sticky;
  top: 0;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(6px);
  z-index: 50;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding-top: 18px;
  padding-bottom: 18px;
}

.logo {
  font-family: var(--font-serif);
  font-size: 15px;
  letter-spacing: 0.06em;
  color: var(--navy);
  font-weight: 600;
  white-space: nowrap;
}

.main-nav {
  display: flex;
  gap: 32px;
  flex: 1;
  justify-content: center;
}

.main-nav a {
  color: var(--charcoal);
  font-size: 15px;
}
.main-nav a:hover { color: var(--accent); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 24px;
  border-radius: 6px;
  font-size: 15px;
  font-weight: 500;
  white-space: nowrap;
  transition: background-color 0.15s ease, border-color 0.15s ease, color 0.15s ease;
}

.btn-small { padding: 9px 18px; font-size: 14px; }

.btn-primary {
  background: var(--accent);
  color: #fff;
  border: 1px solid var(--accent);
}
.btn-primary:hover {
  background: var(--accent-hover);
  border-color: var(--accent-hover);
  color: #fff;
}

.btn-secondary {
  background: transparent;
  color: var(--navy);
  border: 1px solid var(--border);
}
.btn-secondary:hover {
  border-color: var(--accent);
  color: var(--accent);
}

.link-arrow {
  font-size: 15px;
  font-weight: 500;
  border-bottom: 1px solid transparent;
}
.link-arrow:hover { border-bottom-color: var(--accent-hover); }

/* ---------- Hero ---------- */
.hero {
  padding: 96px 0 64px;
}

.hero-inner {
  max-width: 680px;
  text-align: center;
}

.hero h1 {
  font-size: 44px;
  line-height: 1.25;
  margin-bottom: 24px;
}

.hero-sub {
  font-size: 18px;
  color: var(--grey);
  line-height: 1.7;
  margin-bottom: 36px;
}

.hero-actions {
  display: flex;
  gap: 14px;
  justify-content: center;
}

/* ---------- Clarifier ---------- */
.clarifier {
  background: var(--bg-mist);
  border-top: 0.5px solid var(--border);
  border-bottom: 0.5px solid var(--border);
  padding: 28px 0;
}

.clarifier-inner {
  max-width: 760px;
}

.clarifier p {
  font-size: 15px;
  color: var(--steel);
  text-align: center;
  line-height: 1.7;
}
.clarifier strong { color: var(--navy); }

/* ---------- Paths ---------- */
.paths { padding: 96px 0; }

.paths-inner {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  gap: 56px;
  align-items: start;
}

.path h2 { font-size: 24px; margin-bottom: 16px; }
.path p { margin-bottom: 20px; }

.path-divider {
  width: 0.5px;
  background: var(--border);
  align-self: stretch;
}

/* ---------- How it works ---------- */
.how-it-works {
  padding: 96px 0;
  background: #FAFBFC;
  border-top: 0.5px solid var(--border);
  border-bottom: 0.5px solid var(--border);
}

.steps {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 48px;
}

.step-num {
  display: block;
  font-family: var(--font-serif);
  font-size: 20px;
  color: var(--accent);
  margin-bottom: 12px;
}

.step h3 {
  font-size: 19px;
  margin-bottom: 10px;
}

.step p { font-size: 15px; }

/* ---------- Why Cayman ---------- */
.why-cayman { padding: 96px 0; }

.why-cayman-inner {
  max-width: 680px;
  margin: 0 auto;
  text-align: center;
}

.why-cayman-inner .section-title { margin-bottom: 24px; }
.why-cayman-inner p { margin-bottom: 20px; }

/* ---------- CTA band ---------- */
.cta-band {
  background: var(--navy);
  padding: 72px 0;
}

.cta-band-inner {
  max-width: 560px;
  margin: 0 auto;
  text-align: center;
}

.cta-band h2 {
  color: #fff;
  font-size: 28px;
  margin-bottom: 16px;
}

.cta-band p {
  color: #C7D6E5;
  margin-bottom: 28px;
}

/* ---------- Contact ---------- */
.contact { padding: 96px 0; }

.contact-inner {
  max-width: 520px;
  margin: 0 auto;
}

.contact-inner .section-title { margin-bottom: 16px; }

.contact-emails {
  font-size: 15px;
  text-align: center;
  margin-bottom: 40px;
  line-height: 1.7;
}

.contact-form {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.field-row {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.field-row label {
  font-size: 14px;
  color: var(--navy);
  font-weight: 500;
}

.field-row input,
.field-row select,
.field-row textarea {
  font-family: var(--font-sans);
  font-size: 15px;
  padding: 10px 12px;
  border: 1px solid var(--border);
  border-radius: 6px;
  color: var(--charcoal);
  background: #fff;
}

.contact-form .btn { align-self: flex-start; margin-top: 8px; }

/* ---------- Legal pages ---------- */
.legal { padding: 72px 0 96px; }

.legal-inner {
  max-width: 680px;
  margin: 0 auto;
}

.legal-inner h1 {
  font-size: 32px;
  margin-bottom: 8px;
}

.legal-updated {
  font-size: 14px;
  color: var(--grey);
  margin-bottom: 40px;
}

.legal-inner h2 {
  font-size: 19px;
  margin-top: 40px;
  margin-bottom: 12px;
}

.legal-inner p { margin-bottom: 16px; }

.draft-notice {
  background: var(--bg-mist);
  border: 0.5px solid var(--border);
  border-radius: 8px;
  padding: 16px 20px;
  font-size: 14px;
  color: var(--steel);
  margin-bottom: 40px;
  line-height: 1.6;
}
.draft-notice strong { color: var(--navy); }

/* ---------- Footer ---------- */
.site-footer {
  border-top: 0.5px solid var(--border);
  padding-top: 56px;
}

.footer-inner {
  display: flex;
  justify-content: space-between;
  gap: 48px;
  flex-wrap: wrap;
  padding-bottom: 40px;
}

.footer-name {
  font-family: var(--font-serif);
  font-size: 15px;
  letter-spacing: 0.06em;
  color: var(--navy);
  font-weight: 600;
  margin-bottom: 8px;
}

.footer-tagline {
  font-size: 14px;
  color: var(--grey);
  max-width: 260px;
}

.footer-links {
  display: flex;
  gap: 64px;
}

.footer-col {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-heading {
  font-size: 13px;
  color: var(--grey);
  margin-bottom: 4px;
}

.footer-col a {
  font-size: 14px;
  color: var(--charcoal);
}
.footer-col a:hover { color: var(--accent); }

.footer-bottom {
  border-top: 0.5px solid var(--border);
  padding: 20px 24px;
}

.footer-bottom p {
  font-size: 13px;
  color: var(--grey);
}

/* ---------- Responsive ---------- */
@media (max-width: 860px) {
  .main-nav { display: none; }

  .hero h1 { font-size: 32px; }
  .hero-sub { font-size: 16px; }

  .paths-inner {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .path-divider {
    width: 100%;
    height: 0.5px;
  }

  .steps {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .footer-inner { flex-direction: column; gap: 32px; }
}

@media (max-width: 480px) {
  .hero-actions { flex-direction: column; }
  .btn { width: 100%; }
}